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Denver lifestyle model’s lawsuits allege fetish scammers used her sexy photos to defraud

Kat Marie sometimes meets her adult clients in private places, where she swaddles them in baby blankets, fixes bowls of cereal, plays Saturday morning cartoons and even changes their diapers.

It’s all in a day’s work as a Denver-based lifestyle model, and building trust and confidence among her clientele is essential. Without it, they won’t pay Kat Marie for her attention as an adult baby caregiver or for her work satisfying other sexual fetishes.

But when a fraudulent website in the United Kingdom stole her photograph from Instagram last year, it set off a whole string of problems, including demands from scam victims that she repay their lost money and threats to expose her legal name and address.

Now Kat Marie is suing to protect her name, image and likeness — an unusual step, because lifestyle models and their clients often are reluctant to speak about a world they play in that’s seen as taboo by others. The lawsuits offer a rare glimpse into a secret world where privacy is of the utmost importance — and, if it’s compromised, reputations can be destroyed, families can be damaged, money can be stolen and physical violence is possible.

Kat Marie is an online persona, recognized by clients who pay for pictures, online conversation and in-person sessions in which she satisfies various fetishes, including kicking men in their genitals. She filed the lawsuits in federal court as a Jane Doe, and The Denver Post agreed not to publish her legal name because of the threat of harassment.

“For years I’ve built a business on my likeness,” Kat Marie said in an interview with The Post. “And having it represented by a scam company is extremely damaging to what I do, because if I’m associated with this scam, people are going to take me less seriously. There’s been many instances where my images have been used by another person to scam people out of money and then it’s, ‘Well, Kat Marie is a scammer,’ when they’re not even talking to me at all.”

To Kat Marie, another website using her image to promote its business — fraudulent or not — is no different than a used car dealership using a picture of Russell Wilson in his Denver Broncos uniform to sell lemons.

She filed two lawsuits in the U.S. District Court of Colorado last fall that seek unspecified damages from two companies she claims used her pictures without permission and then accepted payments from people who never received services.

Kat Marie told The Post she is well-known and trusted in the adult baby and diaper lovers communities, where she has clients across the United States and some internationally. It has taken years to build her reputation and she is successful at it, earning enough money to afford a house in Denver and to pay a personal assistant and hire a lawyer.

Adult babies and diaper lovers are people who find emotional comfort or sexual pleasure in acting like little children, so they sleep in onesies, suck pacifiers and wear adult-sized diapers with cute motifs, said Rhoda Lipscomb, a sex therapist based in Castle Rock who bills herself as “The Diaper Doctor.”

In her experience, people who participate in the lifestyle do not always grow up amid childhood trauma, Lipscomb said. They also are not pedophiles, she said, but adults who find pleasure from other adults.

“For some of them it’s more on the edge of just having a part of them that’s a much younger age than their adult self, and being able to express that helps them to balance themselves out and feel more authentic and whole,” Lipscomb said.

Most people who participate in the lifestyle want to keep it a secret because others don’t understand it, she said. People have lost careers and families over it, she added.

“When people do hear about it, it gets very sensationalized,” Lipscomb said. “It’s very difficult to explain this to so many people in the general public. They jump to conclusions and stop listening. People who prey on other people realize this. They realize this can ruin people’s reputations.”

And Kat Marie believes that vulnerability is what the scammers targeted.

In one lawsuit, Kat Marie accuses two people in the U.K., Mark Anthony Young and Carol Aaliyah Muhammad, of setting up a phony adult baby clinic called AB Elite Clinic. The pair advertised that they were building clinics in the U.K. and in Ohio, and they used Kat Marie’s pictures without permission to represent the professional caregivers who would be offering services through their clinics, the lawsuit states.

In the second lawsuit, Kat Marie accuses a website for the adult baby/diaper lovers communities and its unknown operators of swiping her photographs from her personal webpages and then using them to solicit payments from people who wanted to hire adult baby caregivers.

Both lawsuits accuse the defendants of misappropriation of likeness, interfering with business and inflicting emotional distress.

Kat Marie learned in early 2023 that her pictures were being used without permission when a man contacted her via social media to ask why she never provided the services he was promised after sending thousands of dollars via CashApp.

She started researching online and found that the Elite AB Clinic and the separate website had misappropriated her images.

Kat Marie found Young, who claimed to be building adult nurseries, on social media and sent him a message to demand he stop using her photographs. He did temporarily, but resumed in April, the lawsuit stated.

In May, Young sent her a direct message on social media that threatened to expose her legal name and address to right-wing websites and police, according to the lawsuit, which included copies of messages exchanged between the two.

That could be dangerous, said Cassandra Kirsch, Kat Marie’s lawyer in Denver. There are entire Reddit forums and Twitch channels dedicated to exposing professional lifestyle models, she said.

“From there these individuals have to deal with everything from ‘gifts’ showing up at their doorstep, which in some situations could be soiled undergarments, bodily-fluid-soaked items that are unsolicited to vandalism to, literally, in the case of some Twitch streamers, of people showing up outside their homes,” Kirsch said.

Young and his co-defendants have not responded to the lawsuit even though Kirsch was able to serve papers through the Hague Service Convention, an international agreement that allows attorneys to file legal work overseas. Now Kat Marie is seeking a default judgment from the courts, Kirsch said.

No one from the Elite AB Clinic responded to a query on its website from The Post.

In the second lawsuit, Kat Marie said she learned that her picture was being used by a scammer when a man contacted her to ask why she stole his money. A second man found her on social media and said he had paid $13,543 through that website after seeing her picture in an advertisement for adult baby services, the lawsuit said. When he asked for his money back, someone from the website threatened to post his intimate images online and email them to his wife unless he paid $800.

But Kat Marie never advertised on that website.

Kat Marie said she wanted to file the lawsuits to protect herself and her clients, who do not deserve to be scammed and have money stolen.

“You can’t just take advantage of people on the internet and get away with it,” she said. “Someone will eventually stand up for them. I certainly could not care and could get Twitter to take my images down and move on. But there’s just too many people in the community looking for acceptance to continue to let scammers get away with this.”

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